Why subscribe to The Budgette?

Did you know that the percentage of Canadian one-person households is the highest it has been in the country’s history? In 2016, 28.2% of all households in Canada were one-person households.

Living alone is on the rise, not just in Canada but in other countries.

Where’s the financial information for us?

A lot of basic financial planning is based on the assumption that people will be with a partner(s) and I got tired of wondering about when traditional financial education was going to focus on solo earners. It used to be advice for the youths on how to budget and save, then a huge void, then it picked back up after your partner died. I’m looking to fill that void.

I figure if I’ve got questions on ALL things money, you do too.

Plus I wanted another reason to go bug all my financial experts.

Why subscribe?

The Budgette is a no-nonsense conversation about money for solo earners. We peer behind the curtains of personal finance and break it down for single people. We have to save more money for retirement, don’t get as many tax breaks as couples and can’t leave your survivor’s pension to anyone who isn’t your spouse or partner? That means even if you and your sibling have one household, your sibling isn’t entitled to your survivor's pension from CPP, OAS or your employer pensions.

Who am I?

I’m a Canadian journalist who got interested in personal finance a decade ago. I cover the topic for multiple publications in Canada and the U.S. I’ve written for MoneySense, Wealthsimple, Canadian Living, Lowestrates and the Globe and Mail.

Who else likes The Budgette?

The Good Trade: 7 Finance-Focused Newsletters Written By Women

The Budgette is a finance newsletter for solo income earners. Written by Canadian money and culture journalist Renee Sylvestre-Williams, past editions have covered (with humor!) rising food costs, her hatred of banking fees, and what to keep in mind if you can’t (or haven’t) started saving for retirement until your 40s.

Time’s NextAdvisor: The 10 Best Email Newsletters About Money

Plenty of financial advice is geared toward people who are partnered or have two-income households — and that’s where The Budgette comes in. Aimed at solo income earners, …written by personal finance journalist Renee Sylvestre-Williams, The Budgette is smart, snappy, and no-nonsense (as evidenced by this breakdown about the misconceptions around passive income).


Renee Sylvestre-Williams
Money journalist, Canadian Trinidadian, focused on single people. This is a judgment-free zone where we figure out the best way to manage our money in a world that caters to double-income families.