So you started saving for retirement in your 40s

How can you beat that 'I'm late!' feeling?

Yes, I used the r-word but let’s be clear, when I mean retirement, I mean a variety of things, including the possibility that we may never retire, whether it’s because we don’t want to or we can’t.

But it’s still important to have some savings that you can access if you aren’t able to work that can be pooled with your Canada Pension Plan, Social Securit…